- Third Party Material Damage: $2,000,000
- Own Damage: Theft, Armed Robbery and Fire to the Vehicle: Vehicle Market Value
- Natural Perils (Hail, Storm, Tempest, Flood & Earthquake): Vehicle Market Value
- Personal Accident to Driver and Passengers (Family Members):
- $100,000 per person
- $5,500,000 per occurrence & in the aggregate
- For Death / Permanent Total or Partial Disability: $50,000 per person
- Medical Expenses: $250,000 per occurrence & in the aggregate
- Legal Action Cost and Expenses (Annual Aggregate): $5,000
- Partial Theft while Vehicle Locked and Closed: Vehicle Market Value
- SRCC (Strikes, Riots, and Civil Commotion): Vehicle Market Value
- Total Loss Indemnity Condition: Applies if repair cost ≥ 65% of vehicle market value at time of accident
- Repairs at Dealer’s Workshop: Applicable for Brand New Vehicles (2021–2025)
- No Depreciation on New Spare Parts: Applicable for Brand New Vehicles (2021–2025)
- Replacement Car Benefit:
- $50 per day
- 10 consecutive days per policy period
- Starting from the 2nd working day of workshop confinement
- Free Road Assistance:
- All Lebanese Territory
- Unlimited tows (accident or mechanical failure)
- Unlimited kilometers
- Scratches and Dents: Covered
- In Case of Total Loss – Additional Benefits:
- 5% of Indemnity as Registration Fees (if included in Sum Insured)
- $500 reimbursed as Car Replacement Fees
- Depreciation on Total Loss (Starting 2nd Year):
- 1% per month depreciation (max 10%)
- Or market value at time of accident, whichever is lower
- Amount paid not to exceed policy schedule limit
- Vinyl Coverage: Covered if accident-related, declared, and included in Sum Insured
- Air Bag Kits: No deductible or depreciation
- War Damages (Optional):
- 0.50% of Market Value
- Minimum Premium: $50
Main Covers, limits and additional Benefits
Cover excludes bodily injury compulsory insurance || Plan valid for private use sedan and SUV’s || Contact us for sports cars and high value cars special rate ||
Cover excludes bodily injury compulsory insurance || Plan valid for private use sedan and SUV’s || Contact us for sports cars and high value cars special rate ||
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