- Third Party Material Damage: $1,000,000
- Own Damage, Theft, Armed Robbery, and Fire to the Vehicle: Vehicle Market Value
- Natural Perils (Hail, Storm, Tempest, Flood & Earthquake):
- Up to 10% of car value
- Maximum: $10,000
- Personal Accident to Driver and Passengers (Family Members):
- $10,000 per person
- $50,000 per occurrence and in the aggregate
- Medical Expenses:
- $3,000 per person
- $15,000 per occurrence and in the aggregate
- Legal Action Costs and Expenses (Annual Aggregate): $5,000
- Partial Theft (while vehicle locked and closed): $10,000 per occurrence and in the aggregate
- SRCC (Strikes, Riots, and Civil Commotion): $5,000 per occurrence and in the aggregate
- Total Loss Condition: Indemnity applies if repair cost is ≥ 65% of market value
- Repairs at Dealer’s Workshop: Applies to Brand New Vehicles (2021–2025)
- No Depreciation on New Spare Parts: Applies to Brand New Vehicles (2021–2025)
- Replacement Car Benefit:
- $50 per day
- For 10 consecutive days per policy period
- Starts from the 2nd working day of repair workshop confinement
- Free Road Assistance (All Lebanese Territory):
- Unlimited tows (accident or mechanical failure)
- Unlimited kilometers
- Scratches and Dents Coverage: Covered unless due to malicious damage
- In Case of Total Loss – Additional Benefits:
- Registration Fees: Additional 5% of indemnity (if included in sum insured)
- Car Replacement Fees: Lump sum of $500 reimbursed
- Depreciation in Case of Total Loss (Starting 2nd Year):
- 1% depreciation per month (max 10%)
- Or market value at accident time, whichever is lower
- Payout not to exceed policy schedule amount
- Vinyl Coverage: Covered if accident-related, installed/upgraded, and value declared
- Air Bag Kits: No deductible or depreciation
- Optional War Damages Coverage:
- Additional premium: 0.50% of market value
- Minimum premium: $50
Main Covers, limits and additional Benefits
Cover excludes bodily injury compulsory insurance || Plan valid for private use sedan and SUV’s || Contact us for sports cars and high value cars special rate ||
Cover excludes bodily injury compulsory insurance || Plan valid for private use sedan and SUV’s || Contact us for sports cars and high value cars special rate ||
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